Mortgage Education - Application Checklist

The following list of items has been compiled for your convenience. Please either bring these items with you for your initial consultation or email them to your mortgage professional in order to expedite the processing of your mortgage loan.

  • Your residence addresses for the past two years
  • Clear copy or original of borrower(s) driver license and social security card
  • Names, addresses, phone numbers and contact person for all employers for the last two years
  • W-2 Forms for all employers for the last two years
  • Two years personal tax returns (self employed)
  • Pay stubs covering the most recent 30 day period (all current jobs)
  • Two most recent months' bank statements (all accounts, all pages)
  • Statement from retirement accounts such as 401(k), IRA, etc. (most recent quarterly statement)
  • Evidence of alimony or child support, a copy of the court order and ages of child(ren)
  • Copy of divorce decree and separation agreement if it applies
  • Social security and other benefit award letters if being used toward qualifying income
  • Documentation relating to any special issues such as bankruptcy, foreclosures or credit problems.
  • Most recent tax bill and most recent homeowner's insurance bill (for refinance only)

Additional Documents for Home Purchase Loans

  • Complete ratified contract of sale, including all addendums
  • Copy of earnest money check
  • Realtor name and contact information
  • Name, address and phone number of condominium management company (if applicable)
  • Names, addresses and phone number of your landlords for the past two years (if applicable)

Thank you for taking an interest in Commonwealth Mortgage Group. We'd love to hear from you.

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